| Claims adjudication services are available
through our sister company, Claims Administrative Services, Inc. (CAS).
CAS is a licensed third party administrator (TPA) that contracts to pay
claims on behalf of the client in accordance with agreed benefits. TPA
services are available for both workers' compensation and group health
claims. We also provide stop-loss insurance, from a variety of national
markets, in a coordinated insurance program to help protect clients from
large claims.
Most TPA clients are larger businesses and organizations that are comfortable
assuming a small portion of the risk in exchange for higher levels of
savings. We provide services to independent companies as well as large
associations, and loss control services are often included. CAS is frequently
audited by outside parties to monitor quality control. It was recently
noted that CAS clients enjoy 40% fewer employee injuries, with claims
costs that are 30% lower than state averages. This translates into substantial
savings to the client and a safer working environment for employees.
Workers' Compensation
CAS is very proactive in the handling of claims. Claims professionals
are involved as soon as the claim is filed. The injured employee is consulted,
medical services are coordinated, and the ownership/management of the
injured employee is informed of the progress. Both the quality and cost-effectiveness
of health services are monitored closely. Instead of merely processing
paperwork, the claim is given the kind of personal attention that minimizes
cost and lost time, while emphasizing genuine concern for the employee's
well being, health, and recovery.
CAS services include medical cost containment, claims investigation, claims
payments, Texas Workers' Compensation Committee (TWCC) hearings, TWCC
filings, claims reports, claims analyses, private eye investigations,
a 24-hour claims hotline, a managed care component, and administration
is one flat fee.
There are no hidden charges. Our goal is to conclude the claim as promptly
as possible at the lowest cost to the employer.
For more information on CAS products and services, contact Barry
Jones.
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